Brazil 2014 is not a Retirement Plan!

Brazil 2014 is not a Retirement Plan!

At last the wait is finally over.

It has been four long years!
We have made it!
The world cup is now under way in Brazil.
I don’t know about you but I having been looking forward to it since the end of Africa 2010.
Every four years I look forward to the the thrill of the anticipation, the competition and the excitement.
Starting with the opening ceremony, which this year featured Pitbull and Jennifer Lopez among others.
Then there is the game itself.
Will Messi live up to everyone’s expectations?
Who will take home the trophy this year?
Do you like many others think that it will be host country Brazil?
Or what do you think the chances are of Spain being this year’s winners?
What about the good old USA, how do you think they will fair this year?
Even their team coach, Jurgen Klinsmann maintains that we shouldn’t expect the USA to lift soccer’s top trophy.
Is Messi the greatest soccer player of all time?
This will certainly be his chance to see if he can be compared to several other players who have gone before him worthy of that title like Pele and Diego Maradona.
However the fact that these soccer players will be getting paid enormous amounts of dollars does not guarantee them a great retirement.
The fact is that retirement for most professional soccer players is far from comfortable.
Often due to a mix of immaturity, out of control spending and a lack of good financial planning makes the wealth of these soccer players extremely unstable.
I suspect that soccer players due to the stress and peer pressure off their positions and that for most of them retirement comes at a very early age may lead to financial downfall for some of these players.
One of the most obvious problems begins with extravagant spending which none of these players will be able to continue after their short careers end.
Another problem is bad investment choices most likely due to the lack of interest or knowledge of how to manage a multimillion dollar portfolio.
Bankruptcy is something that more than half of professional soccer players will face within five years of retiring.
However the saddest fact of all is that all too often all of these problems leads to the breakup of their relationships, the divorce rate is between sixty and eighty percent for these soccer players.
Unfortunately for these soccer professionals they are not prepared for their wealth and further more they never get the education that they need to be able to manage their wealth.

Why would anyone want to be a loser?

Why would anyone want to be a loser?

I don’t know about you.
But there is one question I often ask myself.
Why would anyone want to be a loser?
Why would you not want to always try and be a winner in everything you do?
How can two people be doing the same thing?  One of them is giving their all doing whatever it takes to be a winner!
The other person however is just going through the motions and is happy with mediocre.
So why do so many people just go through the motions and expect no more than mediocre when it comes to their jobs, their families or even their appearance?
You know the kind of people that I mean.
We have all worked with someone like that, you know the person who just clocks in every day at work and is just average.  They never put in any overtime or any extra effort to excel themselves.
They are also the first ones who are looking for a pay raise.
Or maybe it is the person who shows up next to you at the gym and really why are they wasting their time they are there just to pass an hour, never exerting themselves to the point that it will make any difference.
So am I the only one that asks this question?
Why is it that anyone would aim for less than being a winner in everything that they do?
Yes it takes a lot of hard work and effort to make it happen.
But the outcome is always worth it in the end.
That feeling of success makes all that hard work, those risks we had to take a distant memory.
That is not a feeling that everyone will achieve in their life.

It is the same when it comes to your financial future.

Here are a few tips on how you can be a winner and achieve financial success in your life;